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My Quest for Gold Dollars from local banks
I decided to get some gold dollars and start using them, dammit. I have
recently been promoted to a technical lead for the sales force at my company. With the change in roles I will be working with a lot of new people. From reading this NG it occurred to me that using gold dollars as tips for meals will help to stand out and be remembered. I did not feel like paying more than $1 per coin so I went to the bank rather than order from the US Mint or buy online at e-Bay. I went to the nearest branch bank for TCF (Twin Cities Federal). I needed to deposit a check and as the clerk was handling the deposit I asked casually if they had gold dollars. He said he did not think so but immediately asked the manager if they had any. The lady looked up from her work and I noticed immediately that she seemed to be annoyed by the question. She said, "No we don't". She turned to me and explained that when they order from the mint they have to buy $2000 worth at a time and that it takes a year to "get rid of them all". She went on further to explain that she gets real sick of having to count them all the time. She mumbled a couple other branch banks I might try. My second attempt was at a US Bank in Roseville. The line was huge and the place look real small so I decided to not bother waiting. My third bank was another TCF down the road from the US Bank. This bank was larger than the first branch bank. I did not have to wait in line as there was a cashier waiting. I asked her if she had any gold dollars. She said no and apologized. I asked if she knew where I could get some. She turned to the cashier next to her and asked about them. The second cashier said she had *2* gold dollars and seven Susan B. Anthony Dollars. I told her I would take them. After handing her a ten and collecting my change I thanked the teller. She looked at me as if I thanked her for trading me dog **** for chocolate and said "No, thank you". So now I have actually been able to find more SBAs then gold dollars. Odd. I made one last attempt and went to a massive TCF branch bank in a northern suburb of Saint Paul. I did not have to wait in line and when I asked the cashier about gold dollars she said they have four rolls of dollar coins but they were mixed rolls of Susan B. Anthony and gold dollars. I bought all four rolls. They look funny with a SBA head on one end and a Sascagawea head on the other. Another has a Sac head and SBA tail. In conclusion I have to say that at least around the Minneapolis/St. Paul area not only are gold dollars seldom used but banks are glad to have you take them off their hands. -- CIA DEA DIA FBI KGB NSA WMD TLA |
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#2
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Ask for "Golden Dollars" instead of "Gold Dollars". They are not gold. They are golden.
Like the retriever. If you plan to use them regularly, then ask a bank "vault teller" (aka "merchant teller") to order a box of 1000 when they place their regular order of quarters, dimes, nickels, etc. If they order and have them delivered as part of a regular order, there is no special delivery fee (i.e. they don't have to send out a special truck to make the delivery). Then get $200 to $500 per week (or get the whole box if you can). You will show the tellers that they won't sit around forever and any other customers who ask for them can have some as well. -- -Fred Shecter Auctions: http://cgi6.ebay.com/ws/eBayISAPI.dl...d=shreadvector To reply by e-mail, remove zorch two places. "PCameron" wrote in message ... I decided to get some gold dollars and start using them, dammit. I have recently been promoted to a technical lead for the sales force at my company. With the change in roles I will be working with a lot of new people. From reading this NG it occurred to me that using gold dollars as tips for meals will help to stand out and be remembered. I did not feel like paying more than $1 per coin so I went to the bank rather than order from the US Mint or buy online at e-Bay. I went to the nearest branch bank for TCF (Twin Cities Federal). I needed to deposit a check and as the clerk was handling the deposit I asked casually if they had gold dollars. He said he did not think so but immediately asked the manager if they had any. The lady looked up from her work and I noticed immediately that she seemed to be annoyed by the question. She said, "No we don't". She turned to me and explained that when they order from the mint they have to buy $2000 worth at a time and that it takes a year to "get rid of them all". She went on further to explain that she gets real sick of having to count them all the time. She mumbled a couple other branch banks I might try. My second attempt was at a US Bank in Roseville. The line was huge and the place look real small so I decided to not bother waiting. My third bank was another TCF down the road from the US Bank. This bank was larger than the first branch bank. I did not have to wait in line as there was a cashier waiting. I asked her if she had any gold dollars. She said no and apologized. I asked if she knew where I could get some. She turned to the cashier next to her and asked about them. The second cashier said she had *2* gold dollars and seven Susan B. Anthony Dollars. I told her I would take them. After handing her a ten and collecting my change I thanked the teller. She looked at me as if I thanked her for trading me dog **** for chocolate and said "No, thank you". So now I have actually been able to find more SBAs then gold dollars. Odd. I made one last attempt and went to a massive TCF branch bank in a northern suburb of Saint Paul. I did not have to wait in line and when I asked the cashier about gold dollars she said they have four rolls of dollar coins but they were mixed rolls of Susan B. Anthony and gold dollars. I bought all four rolls. They look funny with a SBA head on one end and a Sascagawea head on the other. Another has a Sac head and SBA tail. In conclusion I have to say that at least around the Minneapolis/St. Paul area not only are gold dollars seldom used but banks are glad to have you take them off their hands. -- CIA DEA DIA FBI KGB NSA WMD TLA |
#3
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"Fred Shecter" wrote in message ink.net... Ask for "Golden Dollars" instead of "Gold Dollars". They are not gold. They are golden. Like the retriever. OK. Got it. But everyone knew what I was talking about in this story, FWIW. |
#4
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Last year I gave my kids the golden dollars to use for High school &Jr. High
school lunch money and man did that **** the lunch ladies off ,I thought I could get 6 new coins moving everyday all I did was get my kids marked as the ones with the pain in the ass money so after a few months we stopped (no need to make the people who feeds your kid mad) They do not like the SBA's or the Half Dollars any better. |
#5
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"Bsh316" wrote in message ... Last year I gave my kids the golden dollars to use for High school &Jr. High school lunch money and man did that **** the lunch ladies off ,I thought I could get 6 new coins moving everyday all I did was get my kids marked as the ones with the pain in the ass money so after a few months we stopped (no need to make the people who feeds your kid mad) They do not like the SBA's or the Half Dollars any better. If people whine thats too bad, IMO. It is legal tender and they are obligated to accept it. Now if it was going to the person feeding me I could probably change my spending habits to accomodate them as well :-) |
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#7
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PCameron wrote:
It is legal tender and they are obligated to accept it. Only if you pay a debt. Christian |
#9
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"Christian Feldhaus" wrote in message ... PCameron wrote: It is legal tender and they are obligated to accept it. Only if you pay a debt. Well, uh, why would I be paying them if there was no debt? I am not in the habit of giving money away! |
#10
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"PCameron" wrote in
: "Christian Feldhaus" wrote in message ... PCameron wrote: It is legal tender and they are obligated to accept it. Only if you pay a debt. Well, uh, why would I be paying them if there was no debt? I am not in the habit of giving money away! If you go to McDonald's and order a Happy Meal, you have to pay before you receive the Happy Meal. This is NOT considered a debt! Same thing with eBay since the seller collects payment before shipping the item. No credit is extended, and thus no debt exists. When your credit card company covers your purchases and you agree to pay them back later, that is a debt. I'm not sure what it is considered if you go to a sit down restaurant where you pay on your way out. Technically, since they provided the goods prior to your presenting payment, I believe it would be considered a debt and subject to legal tender obligations. As I understand it, the reasoning for legal tender is to protect the purchaser. If payment is made in advance, either side can walk away if the form of payment is not acceptable. Once a debt exists, it must be paid, and it's too late to find out that the lender only accepts some obscure form of payment you don't have, so you get arrested for not paying... Andrew W Applegarth |
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